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I am looking to buy a plot but not start construction for now. Will a land loan be a good idea? |
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Are fixed rates for home loans fixed for the entire tenure? |
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Can you please explain what a top up loan it is and will it be helpful for me? |
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I have a plot and want to construct a shop but the local Municipal Corporation is not passing any maps due to some reason. Can I get a loan? |
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I am planning to stand guarantor for my nephew’s home loan but i find some clauses really one sided and unfair. Can i bargain with the bank? |
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What are the major factors I must read in home loans terms and conditions so that I am aware of what I am signing? |
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While opting for a home loan, should I just choose the one offering me the lowest rate of interest? Is it a good way to choose the right home loan? |
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What is the validity period of a pre approved home loan? |
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If I take up a home loan today and my property price escalates over the next 3-4 years, will it help me get a higher loan as possible top up loan? |
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I need to opt for a home loan but I am confused between which interest rate to choose. Should I go in for a fixed or floating interest rate? |
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Once I have closed my home loan, how do I check if my CIBIl score has been updated? |
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I am planning to opt for a home loan but I am slightly short on the down payment money. Can I opt to pay down payment in installments in any way? |
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I have a HDFC housing loan. HDFC provides the option of reducing the rate of interest(ROI) by paying a certain conversion fees. But is anybody knowing or having prior experience that for how much duration the reduced ROI remains.
It should not happen that I pay the conversion fees and get reduced ROI, but immediately after 2 or 3 months HDFC again increases the ROI? |
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How can I enhance my home loan eligibility as my current eligibility is not sufficient for my loan? |
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Why is it a disadvantage to go for a home loan after 50? |
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If the home loan is rejected due to any reason, is the processing fee refunded? |
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For a home loan transfer do I first take NOC from existing bank or first apply for the loan with the new bank? |
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Do joint home loan applicants get a lower interest rate compared to individual applicants? |
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How do banks value an under construction property for home loan approval? How can they fix a price when the home is still under construction? |
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Do top up loans come with any tax deductions? |
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