INTERVIEW QUESTIONS INSURANCE TERM LIFE INSURANCE DETAILS

Question: Is death by suicide covered under a term plan?

Answer: A term plan may or may not offer cover for death due to suicide as per the plan policy. Death by suicide if it happens in the first year of the term is not covered by any term insurance plan. Suicide cases after the first year however are covered depending on the insurance service provider. Apart from death by suicide due to any sort of self-inflicted injuries or by voluntary participation in dangerous hobbies are also not covered under a term insurance plan.

A term plan may or may not offer cover for death due to suicide as per the plan policy. Death by suicide if it happens in the first year of the term is not covered by any term insurance plan. Suicide cases after the first year however are covered depending on the insurance service provider. Apart from death by suicide due to any sort of self-inflicted injuries or by voluntary participation in dangerous hobbies are also not covered under a term insurance plan. Source: CoolInterview.com

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