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Question: Is it good to transfer my home loan to another bank as the interest rates have reduced?
Answer: Home loan is like a long term financial obligation. Any small rise of fall in the interest rates is therefore part a home loan plan. Unless the interest rates drop more than 0.75 to 1% from your prevailing interest rate, even considering a home loan refinance is a big no.
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Latest 20 Questions
Payment of time- barred debt is:
(a) Valid
(b) Void
(c) Illegal
(d) Voidable Consideration is defined in the Indian Contract Act,1872 in:
(a) Section 2(f)
(b) Section 2(e)
(c) Section 2(g)
(d) Section 2(d) Which of the following is not an exception to the rule, "No consideration, No contract":
(a) Natural love and affection
(b) Compensation for involuntary services
(c) Completed gift
(d) Agency Consideration must move at the desire of:
(a) The promisor
(b) The promisee
(c) The promisor or any other party
(d) Both the promisor and the promisee An offer which is open for acceptance over a period of time is:
(a) Cross Offer
(b) Counter Offer
(c) Standing Offer
(d) Implied Offer Specific offer can be communicated to__________
(a) All the parties of contract
(b) General public in universe
(c) Specific person
(d) None of the above _________ amounts to rejection of the original offer.
(a) Cross offer
(b) Special offer
(c) Standing offer
(d) Counter offer A advertises to sell his old car by advertising in a newspaper. This offer is caleed:
(a) General Offer
(b) Special Offer
(c) Continuing Offer
(d) None of the above In case a counter offer is made, the original offer stands:
(a) Rejected
(b) Accepted automatically
(c) Accepted subject to certain modifications and variations
(d) None of the above In case of unenforceable contract having some technical defect, parties
(a) Can sue upon it
(b) Cannot sue upon it
(c) Should consider it to be illegal
(d) None of the above If entire specified goods is perished before entering into contract of sale, the contract is
(a) Valid
(b) Void
(c) Voidable
(d) Cancelled ______________ contracts are also caled contracts with executed consideration.
(a) Unilateral
(b) Completed
(c) Bilateral
(d) Executory A offers B to supply books @ Rs 100 each but B accepts the same with condition of 10% discount. This is a case of
(a) Counter Offer
(b) Cross Offer
(c) Specific Offer
(d) General Offer _____________ is a game of chance.
(a) Conditional Contract
(b) Contingent Contract
(c) Wagering Contract
(d) Quasi Contract There is no binding contract in case of _______ as one's offer cannot be constructed as acceptance
(a) Cross Offer
(b) Standing Offer
(c) Counter Offer
(d) Special Offer An offer is made with an intention to have negotiation from other party. This type of offer is:
(a) Invitation to offer
(b) Valid offer
(c) Voidable
(d) None of the above When an offer is made to the world at large, it is ____________ offer.
(a) Counter
(b) Special
(c) General
(d) None of the above Implied contract even if not in writing or express words is perfectly _______________ if all the conditions are satisfied:-
(a) Void
(b) Voidable
(c) Valid
(d) Illegal A specific offer can be accepted by ___________.
(a) Any person
(b) Any friend to offeror
(c) The person to whom it is made
(d) Any friend of offeree An agreement toput a fire on a person's car is a ______:
(a) Legal
(b) Voidable
(c) Valid
(d) Illegal
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